• High Net Worth Motor Cover

    • Largest luxury car insurance provider in UAE
    • 1,450+ clients in our Privilege Club      
    • Dedicated professionals ready to serve you

Product Overview

Exceptional cars deserve exceptional protection - with all the comfort and superiority that the exceptional driver is used to. 

This is why we have Privilege Club. 

An elite motor insurance package designed to give luxury cars a distinct set of protections and advantages. The plan is built for vehicles with a value of more than AED 500,000, with a focus on brands like Rolls Royce, Bentley, Ferrari, McLaren, Aston Martin, Bugatti, and Lamborghini.

Privilege Club offers an exclusive set of very generous covers with high limits, a unique claims process, and exceptional value. And once you have insured one luxury vehicle with Privilege Club, all other vehicles you or spouse own (valued at less than AED 500,000) will be offered the Gold Plan at an exceptional Privilege Club rate.

So what are you waiting for? Join the club!

Premier Cover

Manage Your Motor Plan


Standard Covers

Agency Repairs 5 years
Third Party Property Damage 5,000,000
Bodily Injury As determined by the UAE court
Loss or Damage of Vehicle Sum Insured
Ambulance Cover 6,770
Loss of Use Allowance 300 per day


Additional Covers

Courtesy Car 10,000
Off-Road Cover for 4x4 Covered
Personal Accident Driver and Passengers 200,000
Road-Side Assistance Platinum Plan
Geographical Expansion Oman Oman and Qatar
Emergency Medical Expenses 5,000
Personal Injury 30,000
Natural Disaster Sum Insured
Personal Belongings 5,000
Windscreen Damage (No Excess) 10,000
Replacement of Locks 3,000
Valet Parking Theft Sum Insured
Auto Gap 12 months


Optional Covers

Track Day
Europe Extension


How to Get Insured

  • Apply by Phone

    Call us at 800 64272 (toll-free) for more information and to enrol over the phone.

  • Apply by Email

    Drop us an email at oicpc@omaninsurance.ae with all your details and we'll get back to you soon.

  • Apply in Person

    Walk into one of our  branches  to get information, apply, and enrol in person.
Alternatively, request a call back from one of our insurance experts.

Product Resources

  • Yes, of course! You can get your car insurance renewed and grab your motor insurance certificate from any of our branches near you.
  • You can contact our motor claims unit or our call centre through our toll-free number 800 47 46. We will arrange towing facility for your car.
  • Under our motor insurance plans, we offer the following types of covers:


    • Comprehensive cover, which covers any accidental damages to the owner’s vehicle and property damage, injury and death to any third party
    • Fire & theft cover
    • Third-party liability cover, which only covers any property damage, injury and death to third parties
    • Extension for personal accident for drivers, family members and passengers. This extension is available for all covers

  • We offer repairs at agency and other reputable garages.

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What our customers think

  • Everything was clear, the representative I was dealing with was very competent and made sure she kept us up to date with and informed of the process.


  • The employee was very co-operative and fast, plus gave me discount. Finished everything online, no need to visit any office.


  • Company was very easy to communicate with; they took care of my car issues and renewed my insurance. The process was very easy and the staff was very polite and helpful.


  • Very prompt and efficient response to my claim. The agent who assisted me was very helpful and provided excellent guidance on the process I needed to follow.


  • Love the improved services and the new quality garages that have been added just recently to improve further. Well done Oman Insurance!


  • Your customer support agent was very knowledgeable and gave me the instructions on how to proceed. My claim was approved immediately too. Thank you.


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