• Term Protect

    • Complete cover for your life and liabilities
    • Wide age range from year 1 to 80
    • Attractive discounts and flexible payment options



Product Overview

Every life insurance plan is an attempt someone makes to secure the future of their loved ones, even in a world without them. This can mean a home, a college education or simply the resouces to live a financially secure life. 

Our Term Protect policy is our attempt at enabling you to achieve this kind of peace of mind. 

It is a term life insurance product that pays out a lump sum amount to your beneficiary in the event of your sad demise. You can also choose the amount of death benefit based on your needs. The plan offers additional riders to protect against the financial impact of serious accident or illness.

It can offer protection from 1 year to 80 years of age, based on your needs. Passive war risk and passive terrorism risk are also covered. 

Key Benefits

  • Customized Policy Term
    Choose your policy term from 1 year to up to an attained age of 80 years. Also, select between decreasing or level term, according to your requirement.
  • Flexible Premium Paying Terms
    Choose to pay your insurance premium monthly, quarterly, half yearly, annually, or even upfront, based on your convenience.
  • Embedded Accelerated Critical Illness
    There's a complimentary option to use part of the sum assured for treatment of selected critical illness.
  • Various Riders Available
    Just by paying a small additional amount, you can get extra optional coverage for accidental death, disability, critical illness and more.
  • Joint Life Option
    The option to cover up to 2 lives under one policy. The sum assured can be chosen for each life assured based on your requirements.
  • Competitive Premium
    The plan is a pure risk cover that offers a high level of financial protection at economical rates.
  • Worldwide Cover
    You can enjoy the cover as you travel around the world.


  • Critical Illness Benefit
    This benefit will ease your financial situation if you are diagnosed with any of the illnesses defined as per the terms and conditions.
  • Accidental Death Benefit
    The policy will pay an additional amount in case of demise by accident.
  • Permanent and Total Disability Benefit
    The policy will pay an additional amount in case of permanent and total disability due to sickness or accident depending on the options that you have selected.
  • Waiver of Premium for Disability Benefit
    Waiver of premiums on basic policy and attached riders if the insured is totally and permanently disabled for at least 6 months, until the end of the disablement or basic policy / rider coverage maturity whichever occurs first.
  • Hospital Indemnity Rider
    This benefit will pay the specific amount applied for in case of hospital stay for more than 3 days subject to the terms and conditions of the rider benefit.

How to Get Insured

  • Apply by Phone

    Call us at 800 4746 (toll-free) for more information and to enrol over the phone.

  • Apply by Email

    Drop us an email with all your details and we'll get back to you soon.
  • Apply in Person

    Walk into one of our branches to get information, apply, and enrol in person.
Alternatively, request a call back from one of our insurance experts.

Product Resources

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What our customers think

  • Prompt follow up and service.


  • Looking forward to successful money management.


  • What I liked - the fast approach of the business manager (the agent who collects the doc and manages the insurance policy), the behaviour of the agent, the honesty and price.


  • The salesperson was informative and had a brilliant follow up. She called and was polite even though I was not able to see her many times.


  • Perfect plans for all classes of people.


  • Very much helpful to me. I'm happy because I've secured my family by using your term plan.


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