• Contractor’s All Risk (CAR) Insurance

    • Proudly insuring Burj Khalifa
    • Covers all hazards at a construction site
    • Protects against third party claims or bodily injury

Product Overview

There's a lot that could go wrong at a construction site. And to insure yourself against all possible eventualities one by one could be a big task.


Which is why we've got Contractor's All Risk.


Our Contractor's All Risk (C.A.R.) policy offers comprehensive and adequate protection against loss or damage to the construction plant, equipment and machinery. It also protects against third-party claims for property damage or any bodily injury during the execution of a construction project.


The beauty of the C.A.R. insurance plan is that it's an “all risks” cover, which means every hazard, that is not specifically excluded, is covered. This means that almost any sudden and unforeseen loss or damage occurring during the period of insurance to the insured on the construction site will be indemnified."

What's Covered

While it's true that C.A.R. covers basically all eventualities not excluded, we'd just like to mention some of the most important kinds of losses that are indemnifiable under the policy.


Remember, your cover starts at the commencement of work, or after the items entered in the policy have been unloaded at the site, and terminates when the completed structure or any completed part of it is taken over or put into service.

 

 

Extensions

You can extend your cover to include a maintenance period with these two different kinds of extensions to your policy:
  • Maintenance Visits Cover
    Through the maintenance period, you will be covered for any loss or damage caused during operations, while complying with all obligations under the maintenance provisions of your contract.
  • Extended Maintenance Cover
    In addition to the protections provided under the maintenance visits cover, this includes any loss or damage that occurred during the maintenance period but was caused during the construction period on the site.

How to Get Insured

  • Apply by Phone

    Call us at 800 4746 (toll-free) for more information and to enrol over the phone.

  • Apply by Email

    Drop us an email with all your details and we'll get back to you soon.
  • Apply in Person

    Walk into one of our branches to get information, apply, and enrol in person.
Alternatively, request a call back from one of our insurance experts.

Product Resources

FAQs
  • Yes of course! The contractor's plant and machinery are covered under our Contractor's All Risk policy.
  • No, sorry, these are non-cancellable policies.
  • No, these are exclusions under the policy. However, the policy can be extended to remove these exclusions and cover the mentioned damages and injuries, with some limitations.
  • Yes. Loading/unloading is covered in the Contractor's All Risk policy.
  • Item 1: Value of contract works at the completion of the construction inclusive of all materials, wages, freight, customs duties, dues and materials or items supplied by the principal.

     

    Item 2&3: The replacement value of construction plant, equipment and construction machinery which shall mean the cost of replacement of the insured item by new items of the same kind and capacity.

See more FAQs

What our customers think

  • Excellent support, and very quick service. I was shocked I got my insurance within two hours on a Saturday while at the seat of my office.

    Yacoub

  • Prompt response, complete service, and ease of communication and resolving insurance-related issues. Definitely, I recommended you to my friends already.

    Muhammad

  • Coverage, premium, service, response, quality of interaction, ease of application, payment, post-sales services & all additional benefits everything is perfectly fine.

    Gilbert

  • Oman Insurance Company was prompt in their response and provided the necessary support. They also considered a reliable garage for the repair services. Thank you.

    Mithun

  • Great service and I received my reimbursement without any hassle. Also really happy with the online reimbursement process as no time-wasted.

    Hirushi

  • Efficiency!!! The app is easy to use. Uploading forms is easy!! I don't have to go to the HR to give materials and ask how my claim is doing. I can go directly to Oman Insurance.

    Sarah

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