• HealthPlus Plans

    • Six comprehensive plans with varying cover limits 
    • Global and local coverage
    • Maternity and newborn covers available

Product Overview

It is impossible to thoroughly fortify your health against ailments for the rest of your life. After all, life is unpredictable and misfortunes can strike at any time. But that shouldn’t stop you from preparing for the worst – especially when it comes to securing your health. That is why we have curated six comprehensive plans to guarantee your access to the best healthcare facilities, no matter where you are.

 

Under the HealthPlus scheme, you are sure to find a plan suited to your budget and requirements. We have plans starting from a cover limit of AED 150,000 to AED 5,000,000. You can also choose between local and global coverage.

 

Secure your well-being with Oman Insurance today.

Key Benefits

How to Get Insured

  • Apply by Phone

    Call us at 800 4746 (toll-free) for more information and to enrol over the phone.

  • Apply in Person

    Walk into one of our branches to get information, apply, and enrol in person.
Alternatively, request a call back from one of our insurance experts.

Scope Of Cover

Total Annual Limit Coverage and Pre-existing

Plan Name Prime Pro Max Home HomeLite Safe
Premiums start from AED* 8,700 5,300 3,100 2,000 1,600 1,500
Deductible Options 10%   10% 10% 10% 10% 10%
Indemnity Limit 5,000,000 3,000,000 500,000 250,000 250,000 150,000
Basic Territory for Elective and Emergency Treatment Worldwide excluding USA Worldwide excluding USA Worldwide excluding USA UAE, Arab Countries and South East Asia UAE, Arab Countries and South East Asia UAE, Arab Countries and South East Asia
Extended Territory for Emergency Treatment Only Worldwide Worldwide Worldwide Worldwide Worldwide Not Covered
Pre-existing conditions (Limit is AED. 150,000, Outside UAE is sub-limited and inclusive within overall limit)
Inside & Outside UAE: Pre-existing conditions (the waiting period is applicable if with no continuity coverage)   150,000  150,000  150,000  150,000  150,000  150,000
Medical Providers Network
Network Type  Premium Edge Signature+Medcare  Signature Advance Vital
Other Benefits
Organ transplant (excluding donor’s expenses)*  Covered upto 25,000  Covered upto 15,000  Covered upto 10,000  Covered upto 10,000  Covered upto 10,000  Covered upto 10,000
Psychiatric treatment other than mandated by DOH for Abu Dhabi schemes and DHA for Dubai schemes (Reimbursement) with 30% Coinsurance  15,000  10,000  7,500  5,000 5,000 5,000
TruDoc Telehealth
- Free consultation
-  No booking of appointments is required
 Covered Covered Covered Covered Covered Covered
Life Insurance Cover - Death due to any cause  50,000 50,000 50,000 50,000 50,000 50,000
Wellness Benefit (Reimbursement at actual within specified limits and coinsurance)   Options Available Options Available 

 Options Available

 N/A N/A N/A
Enhanced Routine Health Check-Up  3,000 1,000 500 N/A N/A N/A
Alternative Medicine (Reimbursement at actual within specified limits and coinsurance)   Options Available  Options Available  Options Available  N/A N/A N/A
Enhanced Alternative Medicine  5,000 3,000 3,000 N/A N/A N/A
Dental Benefits   Options Available Options Available Options Available  Partially Applicable  N/A N/A
Routine Dental  4,000  2,000  1,000  1,000 N/A N/A
Enhanced Dental  4,000 2,000 1,000  N/A N/A N/A
Optical Benefit  (Reimbursement at actual within specified limits and coinsurance)   Options Available  N/A N/A N/A N/A N/A
Optical 1,500 N/A N/A N/A N/A N/A

 

Premium starts from AED*  

HealthPlus - Non binding Indicative Rates.

These rates are excluding VAT and Policy fee in AED value.

These rates are subject to change in case of any regulatory changes.

These rates are subject to change upon review of Medical Application Form and Medical Declaration from the applicant.

Are You an Existing Customer?

Product Resources

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What our customers think

  • The reimbursement is done in a timely manner. A week's time of processing is good for me. I do appreciate the new form of filing, it is automated, and hence, hassle-free.

    Genevieve

  • So far, I have been very happy with the cover. It is speedy and I particularly appreciate the SMS messages to give ongoing updates about the process.

    Katie

  • I love how easy it is to claim reimbursements. The requirements are easy and I received the cash in my account within 10 days.

    Kristine

  • Great service and I received my reimbursement without any hassle. Also really happy with the online reimbursement process as no time-wasted.

    Hirushi

  • The claim was processed within no time & the approved amount was transferred online on the same day I got the claim summary report. Much appreciated.

    Firoz

  • Claims are much faster and easier. Just with online documentation, the claim was sorted out. Not even a single call was needed to get the money.

    Swapni

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