It is impossible to thoroughly fortify your health against ailments for the rest of your life. After all, life is unpredictable and misfortunes can strike at any time. But that shouldn’t stop you from preparing for the worst – especially when it comes to securing your health. That is why we have curated six comprehensive plans to guarantee your access to the best healthcare facilities, no matter where you are.
Under the HealthPlus scheme, you are sure to find a plan suited to your budget and requirements. We have plans starting from a cover limit of AED 150,000 to AED 5,000,000. You can also choose between local and global coverage.
Secure your well-being with Oman Insurance today.
How to Get Insured
Apply by Phone
Call us at 800 4746 (toll-free) for more information and to enrol over the phone.
Apply by Email
Drop us an email with all your details at firstname.lastname@example.org and we'll get back to you soon.
Apply in Person
Walk into one of our branches to get information, apply, and enrol in person.
Scope Of Cover
Total Annual Limit Coverage and Pre-existing
|Premiums start from AED*||8,700||5,300||3,100||2,000||1,600||1,500|
|Basic Territory for Elective and Emergency Treatment||Worldwide excluding USA||Worldwide excluding USA||Worldwide excluding USA||UAE, Arab Countries and South East Asia||UAE, Arab Countries and South East Asia||UAE, Arab Countries and South East Asia|
|Extended Territory for Emergency Treatment Only||Worldwide||Worldwide||Worldwide||Worldwide||Worldwide||Not Covered|
|Pre-existing conditions (Limit is AED. 150,000, Outside UAE is sub-limited and inclusive within overall limit)|
|Inside & Outside UAE: Pre-existing conditions (the waiting period is applicable if with no continuity coverage)||150,000||150,000||150,000||150,000||150,000||150,000|
|Medical Providers Network|
|Organ transplant (excluding donor’s expenses)*||Covered upto 25,000||Covered upto 15,000||Covered upto 10,000||Covered upto 10,000||Covered upto 10,000||Covered upto 10,000|
|Psychiatric treatment other than mandated by DOH for Abu Dhabi schemes and DHA for Dubai schemes (Reimbursement) with 30% Coinsurance||15,000||10,000||7,500||5,000||5,000||5,000|
- Free consultation
- No booking of appointments is required
|Life Insurance Cover - Death due to any cause||50,000||50,000||50,000||50,000||50,000||50,000|
|Wellness Benefit (Reimbursement at actual within specified limits and coinsurance)||Options Available||Options Available||
|Enhanced Routine Health Check-Up||3,000||1,000||500||N/A||N/A||N/A|
|Alternative Medicine (Reimbursement at actual within specified limits and coinsurance)||Options Available||Options Available||Options Available||N/A||N/A||N/A|
|Enhanced Alternative Medicine||5,000||3,000||3,000||N/A||N/A||N/A|
|Dental Benefits||Options Available||Options Available||Options Available||Partially Applicable||N/A||N/A|
|Optical Benefit (Reimbursement at actual within specified limits and coinsurance)||Options Available||N/A||N/A||N/A||N/A||N/A|
Premium starts from AED*
HealthPlus - Non binding Indicative Rates.
These rates are excluding VAT and Policy fee in AED value.
These rates are subject to change in case of any regulatory changes.
These rates are subject to change upon review of Medical Application Form and Medical Declaration from the applicant.
Are You an Existing Customer?
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What our customers think
The reimbursement is done in a timely manner. A week's time of processing is good for me. I do appreciate the new form of filing, it is automated, and hence, hassle-free.
So far, I have been very happy with the cover. It is speedy and I particularly appreciate the SMS messages to give ongoing updates about the process.
I love how easy it is to claim reimbursements. The requirements are easy and I received the cash in my account within 10 days.
Great service and I received my reimbursement without any hassle. Also really happy with the online reimbursement process as no time-wasted.
The claim was processed within no time & the approved amount was transferred online on the same day I got the claim summary report. Much appreciated.
Claims are much faster and easier. Just with online documentation, the claim was sorted out. Not even a single call was needed to get the money.