Contractor's All Risk Insurance in Dubai, UAE

Product Overview

There's a lot that could go wrong at a construction site. And to insure yourself against all possible eventualities one by one could be a big task.

Which is why we've got Contractor's All Risk.

Our Contractor's All Risk (C.A.R.) policy offers comprehensive and adequate protection against loss or damage to the construction plant, equipment and machinery. It also protects against third-party claims for property damage or any bodily injury during the execution of a construction project.

The beauty of the C.A.R. insurance plan is that it's an “all risks” cover, which means every hazard, that is not specifically excluded, is covered. This means that almost any sudden and unforeseen loss or damage occurring during the period of insurance to the insured on the construction site will be indemnified."

What's Covered

While it's true that C.A.R. covers basically all eventualities not excluded, we'd just like to mention some of the most important kinds of losses that are indemnifiable under the policy.

Remember, your cover starts at the commencement of work, or after the items entered in the policy have been unloaded at the site, and terminates when the completed structure or any completed part of it is taken over or put into service.

Fire, lightning, explosion
Flood, inundation
Windstorm of any kind
Earthquake
Theft, burglary
Collapse
Bad workmanship, lack of skill, negligence, malicious acts or human error

Extensions

You can extend your cover to include a maintenance period with these two different kinds of extensions to your policy:

Maintenance Visits Cover

Through the maintenance period, you will be covered for any loss or damage caused during operations, while complying with all obligations under the maintenance provisions of your contract.
Extended Maintenance Cover

In addition to the protections provided under the maintenance visits cover, the Extended Maintenance cover includes any loss or damage that occurred during the maintenance period but was caused during the construction period on the site.

How to Get Insured

Apply by Phone

Call us at 800 SUKOON (785666) for more information and to enrol over the phone.

Apply by Email

Drop us an email with all your details and we'll get back to you soon.

Apply in Person

Walk into one of our branches to get information, apply, and enrol in person.

Product Resources

FAQs

Are the contractor's plant and machinery covered in the Contractor's All Risk policy?

Yes of course! The contractor's plant and machinery are covered under our Contractor's All Risk policy.
Can I cancel a Contractor's All Risk or Erection All Risk policy at any time?

No, sorry, these are non-cancellable policies.
Is any damage to neighbouring property or any injury to third parties due to vibration or by the removal or weakening of support covered in Contractor's All Risks policy?

No, these are exclusions under the policy. However, the policy can be extended to remove these exclusions and cover the mentioned damages and injuries, with some limitations.
Is loading/unloading covered in Contractor's All Risk policy?

Yes. Loading/unloading is covered in the Contractor's All Risk policy.
What constitutes the basis of sum insured in Contractor's All Risk policy?

Item 1: Value of contract works at the completion of the construction inclusive of all materials, wages, freight, customs duties, dues and materials or items supplied by the principal.

Item 2&3: The replacement value of construction plant, equipment and construction machinery which shall mean the cost of replacement of the insured item by new items of the same kind and capacity.

See more FAQs

What our customers think

Excellent support, and very quick service. I was shocked I got my insurance within two hours on a Saturday while at the seat of my office.

Yacoub
Prompt response, complete service, and ease of communication and resolving insurance-related issues. Definitely, I recommended you to my friends already.

Muhammad
Coverage, premium, service, response, quality of interaction, ease of application, payment, post-sales services & all additional benefits everything is perfectly fine.

Gilbert
Sukoon was prompt in their response and provided the necessary support. They also considered a reliable garage for the repair services. Thank you.

Mithun
Great service and I received my reimbursement without any hassle. Also really happy with the online reimbursement process as no time-wasted.

Hirushi
Efficiency!!! The app is easy to use. Uploading forms is easy!! I don't have to go to the HR to give materials and ask how my claim is doing. I can go directly to Sukoon.

Sarah

Erection All Risk (EAR) Complete protection against all risks involved in the erection of machinery, plant and steel structures, including for third-party claims.
See more details
Machinery Breakdown (MBD) Effective cover for any unforeseen and sudden physical loss of or damage to the plant, machinery and mechanical equipment.
See more details
Boiler and Pressure Vessel (BPV) Insurance cover for damage to boiler and pressure vessels in steam power stations, factories, plants, and mills, and any third-party liabilities resulting from it.
See more details
Contractor's Plant and Machinery (CPM) Annual insurance cover for any unforeseen and sudden physical loss of or damage to a contractors’ plant and machinery, necessitating repair or replacement.
See more details
Electronic Equipment (EE) An accident insurance that covers risks like fire, lightning, humidity, burglary etc. to the electronic equipment of an organisation.
See more details
Comprehensive Machinery (CMI) Complete, all-encompassing cover for all the assets and machinery in your plant, including the property, the building, the stock, the goods in progress etc.
See more details
Deterioration of Stock (DOS) Insure your business and products against deterioration in cold storage due to a breakdown of refrigerating machinery.
See more details
Machinery Loss of Profits (MLOP) Insurance cover for the actual loss of gross profits sustained as a result of a business interruption caused by damage to the plant or factory machinery.
See more details
Principal’s Advance Loss of Profits (ALOP) Insurance protection against the actual loss of gross profit sustained as a result of the delayed start of business operations due to an accident.
See more details

You are being redirected to an external site. Please click Continue to accept or press Cancel to stay on current site.