Personal Accident Insurance - Oman Insurance Company

Life Easy
- Low-cost, high-benefit personal accident policy
- Quick and easy enrollment process
- A choice of plans - Platinum, Gold and Silver
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Product Overview

We believe that life's unpredictability should not disrupt your plans. This is why we have created a policy that guards you from unforeseen hurdles and offers support when you need it most.

Our Life Easy plan is designed to support you and your loved ones through instances of permanent total or partial disability, paralysis, accidental demise, accidental medical expenses and more.

So go ahead, live your life, unshaken by life's ups and downs, because the protection and peace of mind that Life Easy offers are by your side 24 hours a day, 365 days a year wherever you are in the world.

Key Benefits

24-hour worldwide coverage
No medical examination required
Financial security up to AED 500,000
Accident and medical expenses cover
Daily accident hospital income up to 180 days
Easy enrolment and guaranteed acceptance
Entry age from 18 years to 69 years
Passive war and terrorism extension
Quick claims settlement with minimal documents required
Second medical opinion covered

Coverage Highlights

Accidental and Unexpected Demise - If caused by violent, sudden, external and visible means
Permanent Partial Disablement - If the result of an accident, and prevents the insured from continuing a big part of his/her occupation, or any other occupation
Repatriation Expenses - For transportation of the bodily remains of the insured back to their home country following an accidental demise
Daily Hospital Cash - Continuous daily income while being hospitalized as a result of an accident, There's also financial support on a daily basis during the needed medication period
Bill Protection - This benefit is paid monthly as a result of an accidental demise or permanent total disability
Additional Covers - Personal Liability, Accidental Medical Reimbursement and Second Medical Opinion

How to Get Insured

Apply by Phone

Call us at 800 4746 (toll-free) for more information and to enrol over the phone.

Apply by Email

Drop us an email with all your details and we'll get back to you soon.

Apply in Person

Walk into one of our branches to get information, apply, and enrol in person.

Special Policy Extensions

Passive War and Terrorism (optional)
Motor Cycling
Natural Perils
Food Poisonings
Drowning

Product Resources

FAQs

If I am not satisfied with my treating doctor's diagnosis, can I seek a second medical opinion?

Yes, you can. But you won't be able to travel outside your country of residence for the second opinion.
Will my policy cover me for any legal liability in case I injure other people or property?

This benefit covers you for any legal liability incurred by you as a result of accidental loss or damage to the property, bodily injury, sickness or illness of a person. In addition, we will pay all costs and expenses incurred in connection with the defense of any claims against you up to AED 50,000 per policy year.

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Downloads

Product Information - Life Easy Benefits Pricing Download
Product Information - Life Easy Terms and Conditions Download

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What our customers think

Everything was clear, the representative I was dealing with was very competent and made sure she kept us up to date with and informed of the process.

Maya
Quick response and easy payment system through the website. Also, the operator was kind and taking prompt action for my request.

Kenichi
Company was very easy to communicate with; they took care of my car issues and renewed my insurance. The process was very easy and the staff was very polite and helpful.

Racheal
Oman Insurance Company was prompt in their response and provided the necessary support. They also considered a reliable garage for the repair services. Thank you.

Mithun
Firstly, timely response, and staff are motivated to help the customers! I do not have to worry about my car damages as you have gained good faith from me!

Mohamed
I liked the approach and I got the money directly credited to my bank account within no time! Thanks:) Looking forward to doing more with Oman Insurance.

Prakashan

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