Product Overview

There's a lot of good to going comprehensive with your vehicle insurance. Yes, it might cost a bit more than the basic TPL cover, but you are covered for nearly everything that could go wrong while you're driving.

So, if peace of mind is one of the things you're looking for when getting your car insured, you can't go wrong with our comprehensive motor insurance plan.

And why choose your cover with Oman Insurance? We could tell you that we’re the best car insurance people in the region, but how about we just point out the 45+ years of experience, expertise and customer satisfaction behind us?

You could say that we've been selling car insurance long before some of our esteemed competitors began driving.

Use this page to learn about our market-leading car comprehensive insurance plans, the incredible coverage and benefits you get with us, and how to get the best personalized protection for your vehicle.

Benefits of Comprehensive Plan

Additional Covers

Our Comprehensive policies can be extended with a host of additional covers:

Manage Your Motor Plan

Benefits Overview

Standard Covers

STANDARD COVERS GOLD PLAN (COMPREHENSIVE)
TPL Bodily Injury as set by UAE Courts
TPL Property Damage up to AED 3,500,000
Loss of Use Allowance as per policy T&C
Ambulance up to AED 6,770
Loss or Damage of Vehicle up to Sum Insured

Additional Benefits

Off-Road Cover (SUV with off-road capability only) up to Sum Insured
Emergency Medical Expenses (max. limit / accident) up to AED 5,000
Personal Injury (of insured and spouse) AED 30,000
Geographical Expansion Cover (Orange Card available upon request) Oman
Natural Disaster, Storm, Flood, Strike, Riot & Civil Commotion (SRCC) up to Sum Insured
Personal Belongings (Total Annual Limit) up to AED 5,000
(left in the car and lost/damaged due to fire, theft or accident)
Windscreen Damage (No deductible payable) up to AED 3,000
Replacement of Locks up to AED 1,000
Valet Parking Theft (Hotels/Shopping Malls) up to Sum Insured
Auto Gap (in case of Total Loss of brand new car only) up to Sum Insured
Road Side Assistance (Toll Free 800 03577 0000) Gold Plan

Optional Covers

Personal Accident Benefit - Driver up to AED 200,000
Personal Accident Benefit - Passengers up to AED 200,000
Courtesy Car Cash Benefit (max. up to 7 days) AED 100/- per day

Important Contacts

How to Get Insured

  • Apply Online

    Click here to buy your plan online in a few easy steps.
  • Apply by Phone

    Call us at 800 4746 (toll-free) for more information and to enrol over the phone.

  • Apply in Person

    Walk into one of our branches to get information, apply, and enrol in person.
Alternatively, request a call back from one of our insurance experts.

Product Resources

FAQs
  • We're really sorry, but we do not provide replacement car service.
  • Yes, we insure cars, vans, buses and a lot more. The rate usually depends on the age, the capacity, make and value of the vehicle.
  • Yes, if your car is insured with us, your cover will extend into Oman.
  • Under our motor insurance plans, we offer the following types of covers:

     

    • Comprehensive cover, which covers any accidental damages to the owner’s vehicle and property damage, injury and death to any third party
    • Fire & theft cover
    • Third-party liability cover, which only covers any property damage, injury and death to third parties
    • Extension for personal accident for drivers, family members and passengers. This extension is available for all covers

  • We offer repairs at agency and other reputable garages.

See more FAQs

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What our customers think

  • Really quick response. No need to visit Oman Insurance. Everything was done through email, with Oman Insurance giving detailed information.

    Ahmad

  • Love the improved services and the new quality garages that have been added just recently to improve further. Well done Oman Insurance!

    Athar

  • They quickly responded to me after my accident. They visited the agency the next day and also the approval was on the same day. Thank you.

    Fatema

  • Very prompt and efficient response to my claim. The agent who assisted me was very helpful and provided excellent guidance on the process I needed to follow.

    Giselle

  • Service is outstanding, quick response and professionalism. I really appreciate having my vehicles insured with Oman Insurance Company.

    Hassan

  • Firstly, timely response, and staff are motivated to help the customers! I do not have to worry about my car damages as you have gained good faith from me!

    Mohamed

Comprehensive Plan

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